Qarzon ka bojh

Qarzon ka bojh

Qarzon ka bojh, agar hum poori duniya ki muashi haalat ka jaiza len to yeh heran kin hoga ke is waqt duniya mein mulkon ka qarz ( udhaar ) un ki pedawar se kayi gina ziyada hai. yeh baat sochnay par majboor karti hai ke aakhir koi bhi malik udhaar kyun laita hai? aur is ka aaghaz kab aur kyun sun-hwa ?

hwa kuch yun ke terhavi sadi eewsi mein markopolo jab chain pouncha to wahan woh chaar cheeze dekh kar bohat heran sun-hwa. julne wala pathar ( koyla ), nah julne walay kapray ka dastarkhawan , kaghazi currency aur Shahi daak ka nizaam. is waqt Changaz Khan ka pota qiblaye Khan chain par hukmaran tha. markoplo ne bank ka nizaam sab se pehlay wahan se seekha aur wapas italy jaakar Europe walon ko sikhaya. is waqt tak udhaar sirf anfrdi hesiyat mein diya jata tha ya phir kuch pgoday ke peshwa yeh kaam karte thay, jo logon ka maal jama bhi karte aur inhen zaroorat parney par udhaar bhi dete. magar phir markazi bank ka nizaam shuru hwa jo markopolo chain se seekh kar aaya tha aur kaghazi currency ko bhi urooj haasil hwa .

Qarzon ka bojh, pehli aur doosri jung azeem ke baad aalmi bank, Paris club, bain al aqwami maliyati fund (IMF ), jee 20 aur un jaisay kayi ittehaad qaim huay . jo is waqt ke chand khandano ki malkiat thay jo Ameer tareen thay aur unhon ne duniya ko –apne control mein lainay ke liye jung ke bajaye iqtisadiat ka sahara liya. aur is ka pehla tajurbah 1953 mein kya gaya, jab Shah Iran ne Bartanwi petroleum company ko qaumi malkiat mein liya to Bartanwi M -16 aur Amrici si aayi ae ne Mohammad musaddiq ki jagah irani general fazl Allah zahdi ko Shah Iran banadiya. is tajarbay se un khandano ko taqwiyat pohanchi ke un ka faisla bilkul theek tha. tab unhon ne –apne muashi karaye ke qatilon mein izafah karna shuru kardiya .
yeh to ab bhi kayi logon ko yaad hoga ke 1970 se pehlay angraiz bahadur tail jaisi qeemti cheez bhi korion ke bhao muslim mumalik se nikaal kar le jata raha, phir jab un mumalik ko samajh aayi ke yeh to aik qeemti khazana hai to tail ka bhao bohat oopar chala gaya aur tail peda karne walay mumalik ki doulat mein itna izafah sun-hwa ke kharch karne ki samajh nah aayi aur woh doulat phir unhi Europi mumalik ke bankon mein chali gayi. ab Europe ne is raqam ko kisi ko sood par dena tha, magar chunkay is daur mein tamam Ameer mumalik kasaad bazari ka shikaar thay aur wahan sarmaya kaari ke liye kisi ka milna mushkil tha to unhon ne taraqqi Pazeer mumalik ko apna shikaar banaya. Bartania ne brtn odz ka moahida khatam honay ke baad bohat si currency chhapi, jis se doulat ki bohtat hogayi. taraqqi Pazeer mumalik mein maghribi musheer isi mission par thay jo un mumalik ko maeeshat ko mazboot karne ke liye is baat par amaada karte ke bohat kam sood mein doulat ke ambaar mil rahay hain, is liye le lo taakay aap ke malik ki maeeshat mazboot hosakay. aur un mumalik ke siyasat daano ne woh doulat le kar apni maeeshat theek karli aur malik ko maqrooz kardiya. un chand khandano ke un shikarion ne taraqqi Pazeer mumalik ko is qarz ki duldul mein aisa dhkila ke woh ab tak is mein dhnste chalay jarahay hain. aur jab un mein se koi malik qarz aur sood ki adaigi nahi karsaktha to is waqt bain al aqwami maliyati fund un ki madad ko ajata hai ke mein un qarzon ko ree structure karne mein aap ki madad karoon ga, badlay mein aap –apne malik ke zakhair tak hamein rasai do ya sastay damon hamein becho ya –apne idaray hamaray control mein do, waghera .

sath mein kari sharait ke iqtisadi istehkaam ke liye apni currency ki qeemat kam karo, sarkari akhrajaat kam karo, malik mein qeematon par control khatam karo, matlab mehengai karo, tankhwahon mein takhfeef karo, bahar ki sarmaya kaari aur draamdat ke liye darwazay kholo, kaarkhanon aur khaiton mein woh cheeze peda karo jo bar aamad kar saktay ho, sarkari san-aton aur kaarkhanon ki nj kaari karo aur agar barray pemanay par be rozgari phailay to parwa nah karo, taleem, sehat aur samaji behbood ka budget kam karo. yani malik ka bera ghark karo aur bhikari ban kar un ke dar par haath bandhay kharray raho .

Qarzon ka bojh, jaisay koi mazhab insanon ko control karta hai isi terhan currency insanon ke sath sath hukoomaton ko bhi control karti hai. isi baat ka zikar khud un hi hai aik iqtisadi karaye ke qaatil jaan burkuns ne apni kitaab mein kya, jo 2004 mein shaya hui. is kitaab mein jaan berkuns khud samait, duniya ke tamam qarz dahindgaan ko bhi muashi karaye ke qaatil ka naam deta hai aur yeh wazeh karta hai ke sirf chand khandan hain jo un ko chalanay walay hain aur wohi duniya ko control kar rahay hain. is ke ilawa banjman d Israeli ne kaha tha’ ‘ yeh barri achi baat hai ke malik ke awam binkari aur maliyati nizaam ke baray mein kuch nahi jantay. kyunkay agar woh yeh sab kuch jantay to mujhe yaqeen hai ke kal subah se pehlay baghaawat hojati.’ ‘ 1927 mein bank of England ke governor josia  astimp ( jo inglistan ka dosra Ameer tareen fard tha ) ne kaha tha’ ‘ jadeed binkari nizaam baghair kisi kharch ke raqam ( currency ) banata hai. yeh ghaliban aaj tak banai gayi sab se barri shobadaa baazi hai. bank malkaan poori duniya ke maalik hain. agar yeh duniya un se chhin bhi jaye lekin un ke paas currency bananay ka ikhtiyar baqi rahay to woh yak junbish qalam se itni currency banalen ge ke dobarah duniya khareed len. agar tum chahtay ho ke bank malkaan ki ghulami karte raho aur apni ghulami ki qeemat bhi ada karte raho to bank malkaan ko currency bananay do aur qarzay control karne do.’ ‘

Pakistan bhi isi 70 ki dahai mein pehli martaba un ka shikaar sun-hwa aur aaj haalat yeh hai ke state bank ki taraf se jari kardah adad o shumaar ke mutabiq September 2020 ke ekhtataam par malik ke zimmay qarz aur vajbat 44. 8 trilion rupay tak pahonch gaye. aik saal ke douran qarzon aur vajbat mein 3. 3 trilion rupay ya 7. 9 feesad izafah sun-hwa. yeh qarz aur vajbat rawan maali saal ke mutawaqqa jee d pi hajam 45. 6 trilion rupay ke 98. 3 feesad ke masawi hai aur hamaray aayi am f se mazakraat doosri qist ke liye jari hain .

un soodi qarzon se hum khud hi –apne paon mein ghulami ki zanjeeren daaltay hain aur phir lamha bah lamha un ki pakar mazboot hoti jati hai. un ki badolat nah khudmukhtaari barqarar rehti hai balkay salamti ko bhi khatraat la-haq hotay hain. duniya mein aisi koi misaal nahi millti ke kisi malik ne qarz le kar taraqqi karli ho, balkay un qarzon se malik ki hukoomat aur awam phandon mein zaroor phas kar reh jatay hain. is liye islam qarz ki hosla shikni karta hai. is haqeeqat se koi ikhtilaaf nahi ke zameen par basnay walay insanon ko aik dosray ki zaroorat paish askati hai, jis se koi fard ya qabeela kisi dosray fard ya qabeeley se imdaad le sakta hai, isi terhan koi malik kisi dosray malik se bhi koi aisi zaroorat poori karne ke liye imdaad le sakta hai jo –apne wasail se poori nah hosakti ho. magar itni ke waqt par is ki adai hosakay. lekin kufar se, woh bhi un ki sharait par be thaasha qarz lena –apne aap ko girwi rakhnay ke mutradif hai .

Qarzon ka bojh, agar hukmaran waqai un qarzon se nijaat haasil karna chahtay hain to sab se pehlay apni saakh aur aetmaad ko qoum mein bahaal karna bohat zaroori hai. islami tareeqa car par qoum ko kifayat shiari, saadgi aur Zuhad o Qanaat par amaada kya jaye. ameeron aur hukmraanon ko pehlay khud ko prtaysh zindagi chore kar aam aadmi ki terhan zindagi guzaarni hogi taakay awam ka bharosa qaim ho aur saari qoum aik hokar un qarzon se nijaat ke liye apna hissa daal sakay. aur yeh is waqt hoga jab awam ko yaqeen ho ke yeh unhi ke Falah o behbood ke liye hai. lekin jab tak balai tabqa apni mojooda rawish tabdeel nahi karta, awam se kisi aisay iqdaam ki umeed hamaqat hogi .