mehengai ke sabab bachat karna mushkil? un tips par amal karen
mehengai ke sabab bachat karna mushkil? un tips par amal karen,kya aap jantay hain aaj duniya bhar mein kifayat shiari ka aalmi din yani world savings day manaya ja raha hai. is din ko mananay ka aaghaz sunah 1924 mein world society of saving binks ki janib se kya gaya taakay logon mein kifayat shiari aur paisay jama karne ka shaoor ujagar kya jasakay .
barhti hui mehengai ne bachat karna aik mushkil kaam bana diya hai taham yeh bhi haqeeqat hai ke paisa nah bachanay ki aadat kisi emergency ke waqt bohat mushkil peda kar sakti hai jabkay is ke baais kisi choti mouti sarmaya kaari ka mauqa bhi haath se ja sakta hai .
aaj hum aap ko bachat karne ke liye kuch tips bta rahay hain jinhein apna kar apni kamaai ko mehfooz kya ja sakta hai .
amdan ka kitney feesad bachana zaroori hai ?
muashi mahireen ka kehna hai ke har shakhs ko apni amdan ka 50% hissa zaroriat par kharch karna chahiye, 30 feesad hissa mshghlon aur tfrihat par, jabkay 20 feesad hissay ko laazmi mehfooz karna chahiye .
Sarmaya kaari. paisa mehfooz karne ka behtareen tareeqa
paisa bachanay ka sab se aasaan tareeqa sarmaya kaari karna hai, is ke liye lakhoon karorron rupay jama honay ka intzaar mat karen balkay aisi sarmaya kaari dhoondtay rahen jahan kam paisa lagaya ja sakta ho .
chhootey pemanay par shuru kiye jane walay kaarobar is ke liye behtareen hain jabkay khalis sona khareed kar mehfooz kar lanay se bhi aik barri raqam mehfooz hojati hai .
Mamooli akhrajaat bara jhatka day satke hain
roz marrah akhrajaat par nazar rakhen. karaye, bil aur deegar muqarara raqum ki adaigi ke baad chhootey chhootey akhrajaat ke liye allag raqam mukhtas karen, jaisay ke gaari ke petrol ke liye. maheena bhar ke petrol ki raqam allag rakh den aur petrol is mein se dalwatay rahen .
is terhan agar yeh raqam mahinay se pehlay khatam hogayi to aap ko track karne ka mauqa miley ga ke rawan mah izafi petrol kyun dlwana para .
Mayaari cheeze khareedain
shopping karte hue miyaar ka khaas khayaal rakhen. har mah susti cheeze kharidne ke bajaye aik baar mehngi cheez khareedain jo ziyada arsay chalay, is terhan se aap ko baar baar woh cheez kharidne ki zaroorat nahi parre gi .
yeh aadat har mah market ke un chakron se bhi bacha sakti hai jo sirf aik cheez kharidne ke liye lagtay hain lekin zahir hai ke market mein ja kar hum do chaar izafi ashya bhi khareed letay hain jis se hamara budget out ho sakta hai .
Khud par sarmaya kaari karen
khud par kharch ki jane wali aisi raqam jo aap ke career ke liye faida mand ho, –apne oopar ki jane wali sarmaya kaari kehlati hai. jaisay ke –apne shobay ke lehaaz se market mein naye anay walay korsz seekhna, short term degree course mein dakhla lena, ya phir koi aisa safar karna jis se aap ko seekhnay ke mawaqay mil rahay hon .
yeh sarmaya kaari aap ko munafe ki soorat mein is waqt miley gi jab aap ki nai sikhi hui asklz ya korsz ki badolat aap ki amdan mein izafah hoga .
Tafrihaat bhi zaroori hain
yeh sochna ke lambay arsay tak kaam kya jaye aur is douran koi sair o tafreeh nah ki jaye, taakay paisay bach saken, nihayat hi ehmaqana khayaal hai .
mahinay mein aik do baar doston aur ghar walon ke sath ghoomna phirna, hotlng karna, movies dekhna aur saal mein aik baar shehar se bahar ka dora karna dimagh ko halka phulka kardaita hai jis se aap naye siray se taaza dam ho kar apna kaam karte hain aur is douran kayi naye aayidyaz par kaam karte hain .
is ke bar aks taweel arsay tak sirf kaam karte rehna aap ke dimagh ko jamood ka shikaar kar day ga aur aik waqt aisa aaye ga ke aap nah to kaam kar saken ge aur nah paisa kama saken ge .
mehengai ke sabab bachat karna mushkil? un tips par amal karen, yaad rakhen, paisa kamanay aur bachanay ki dhun mein –apne aap ko nazar andaaz mat karen, aisa nah ho ke aap bohat saaray paisay kama len lekin is dhun mein –apne aap ko kahin peechay chore den .
